Call reports 2016
FIRST NATIONAL BANK OF THE LAKES — 2016
What FIRST NATIONAL BANK OF THE LAKES reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 |
|---|---|
| Total assets | 75,710,000 |
| Total loans | 29,596,000 |
| Allowance for loan losses | 449,000 |
| Securities available for sale | 7,071,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 69,139,000 |
| Interest-bearing deposits | 31,621,000 |
| Noninterest-bearing deposits | 37,518,000 |
| Equity capital | 6,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 |
|---|---|
| Interest income | 447,000 |
| Interest expense | 10,000 |
| Net interest income | 437,000 |
| Noninterest income | 274,000 |
| Noninterest expense | 564,000 |
| Provision for loan losses | 4,000 |
| Pretax income | 143,000 |
| Income tax | 0 |
| Net income | 143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 |
|---|---|
| Tier 1 capital | 6,490,000 |
| Total capital | 6,891,000 |
| Risk-weighted assets | 32,041,000 |