Call reports 2014
FIRST NATIONAL BANK OF THE LAKES — 2014
What FIRST NATIONAL BANK OF THE LAKES reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 68,625,000 | 70,445,000 | 70,355,000 | 72,292,000 |
| Total loans | 29,329,000 | 29,448,000 | 28,274,000 | 28,199,000 |
| Allowance for loan losses | 484,000 | 459,000 | 465,000 | 463,000 |
| Securities available for sale | 4,063,000 | 4,078,000 | 4,653,000 | 4,656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,527,000 | 64,245,000 | 64,073,000 | 65,950,000 |
| Interest-bearing deposits | 31,253,000 | 32,535,000 | 30,628,000 | 31,658,000 |
| Noninterest-bearing deposits | 31,275,000 | 31,710,000 | 33,445,000 | 34,291,000 |
| Equity capital | 5,998,000 | 6,094,000 | 6,108,000 | 6,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 427,000 | 871,000 | 1,301,000 | 1,701,000 |
| Interest expense | 12,000 | 24,000 | 34,000 | 46,000 |
| Net interest income | 415,000 | 847,000 | 1,267,000 | 1,655,000 |
| Noninterest income | 216,000 | 464,000 | 654,000 | 848,000 |
| Noninterest expense | 569,000 | 1,160,000 | 1,735,000 | 2,288,000 |
| Provision for loan losses | 2,000 | 13,000 | 13,000 | 16,000 |
| Pretax income | 60,000 | 138,000 | 173,000 | 199,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 60,000 | 138,000 | 173,000 | 199,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,936,000 | 6,014,000 | 6,048,000 | 6,074,000 |
| Total capital | 6,338,000 | 6,413,000 | 6,436,000 | 6,460,000 |
| Risk-weighted assets | 32,082,000 | 31,897,000 | 30,904,000 | 30,957,000 |