Call reports 2011
FIRST NATIONAL BANK OF THE LAKES — 2011
What FIRST NATIONAL BANK OF THE LAKES reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 59,329,000 | 57,114,000 | 60,898,000 | 60,934,000 |
| Total loans | 24,872,000 | 24,058,000 | 24,242,000 | 25,155,000 |
| Allowance for loan losses | 602,000 | 603,000 | 570,000 | 572,000 |
| Securities available for sale | 5,971,000 | 5,168,000 | 5,285,000 | 4,288,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,325,000 | 50,904,000 | 54,744,000 | 55,083,000 |
| Interest-bearing deposits | 27,319,000 | 23,722,000 | 26,118,000 | 24,350,000 |
| Noninterest-bearing deposits | 26,006,000 | 27,182,000 | 28,626,000 | 30,733,000 |
| Equity capital | 5,549,000 | 5,697,000 | 5,816,000 | 5,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 385,000 | 782,000 | 1,164,000 | 1,552,000 |
| Interest expense | 22,000 | 46,000 | 65,000 | 80,000 |
| Net interest income | 363,000 | 736,000 | 1,099,000 | 1,472,000 |
| Noninterest income | 272,000 | 564,000 | 843,000 | 1,097,000 |
| Noninterest expense | 631,000 | 1,247,000 | 1,881,000 | 2,527,000 |
| Provision for loan losses | 1,000 | 12,000 | 33,000 | 39,000 |
| Pretax income | 3,000 | 41,000 | 28,000 | 3,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,000 | 41,000 | 28,000 | 3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,572,000 | 5,610,000 | 5,597,000 | 5,573,000 |
| Total capital | 5,955,000 | 5,976,000 | 5,997,000 | 5,964,000 |
| Risk-weighted assets | 32,151,000 | 30,837,000 | 31,825,000 | 32,797,000 |