Call reports 2019
MARKESAN STATE BANK — 2019
What MARKESAN STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 121,743,000 | 117,517,000 | 110,484,000 |
| Total loans | 85,740,000 | 80,474,000 | 72,356,000 |
| Allowance for loan losses | 2,352,000 | 2,296,000 | 469,000 |
| Securities available for sale | 13,648,000 | 10,636,000 | 10,658,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 108,472,000 | 104,790,000 | 102,537,000 |
| Interest-bearing deposits | 77,355,000 | 74,118,000 | 68,737,000 |
| Noninterest-bearing deposits | 31,117,000 | 30,672,000 | 33,800,000 |
| Equity capital | 10,590,000 | 10,298,000 | 5,706,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 1,473,000 | 2,811,000 | 1,228,000 |
| Interest expense | 211,000 | 408,000 | 197,000 |
| Net interest income | 1,262,000 | 2,403,000 | 1,031,000 |
| Noninterest income | 119,000 | 36,000 | 41,000 |
| Noninterest expense | 1,104,000 | 2,023,000 | 947,000 |
| Provision for loan losses | 225,000 | 789,000 | 458,000 |
| Pretax income | 52,000 | -312,000 | -333,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 52,000 | -312,000 | -333,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 9,544,000 | 9,223,000 | 4,921,000 |
| Total capital | 10,790,000 | 10,341,000 | 5,390,000 |
| Risk-weighted assets | 98,472,000 | 88,158,000 | 78,445,000 |