Call reports 2017
MARKESAN STATE BANK — 2017
What MARKESAN STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 157,342,000 | 154,450,000 | 153,243,000 | 149,887,000 |
| Total loans | 126,151,000 | 121,861,000 | 117,565,000 | 110,488,000 |
| Allowance for loan losses | 4,858,000 | 3,918,000 | 3,818,000 | 3,810,000 |
| Securities available for sale | 14,687,000 | 14,871,000 | 14,494,000 | 15,014,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,582,000 | 135,780,000 | 133,920,000 | 135,511,000 |
| Interest-bearing deposits | 108,550,000 | 106,324,000 | 101,253,000 | 98,017,000 |
| Noninterest-bearing deposits | 30,032,000 | 29,456,000 | 32,667,000 | 37,494,000 |
| Equity capital | 12,274,000 | 11,988,000 | 12,371,000 | 11,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,664,000 | 2,920,000 | 4,451,000 | 5,697,000 |
| Interest expense | 254,000 | 537,000 | 818,000 | 1,096,000 |
| Net interest income | 1,410,000 | 2,383,000 | 3,633,000 | 4,601,000 |
| Noninterest income | 123,000 | 271,000 | 464,000 | 553,000 |
| Noninterest expense | 1,138,000 | 2,299,000 | 3,484,000 | 4,800,000 |
| Provision for loan losses | 60,000 | 470,000 | 520,000 | 1,443,000 |
| Pretax income | 335,000 | -79,000 | 444,000 | -1,055,000 |
| Income tax | 123,000 | 8,000 | 85,000 | -870,000 |
| Net income | 212,000 | -87,000 | 359,000 | -185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,852,000 | 11,454,000 | 11,900,000 | 11,019,000 |
| Total capital | 13,582,000 | 13,195,000 | 13,582,000 | 12,602,000 |
| Risk-weighted assets | 134,877,000 | 137,051,000 | 132,408,000 | 126,807,000 |