Call reports 2016
MARKESAN STATE BANK — 2016
What MARKESAN STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 162,649,000 | 168,240,000 | 168,149,000 | 166,520,000 |
| Total loans | 131,899,000 | 132,592,000 | 133,926,000 | 128,022,000 |
| Allowance for loan losses | 1,217,000 | 1,201,000 | 1,641,000 | 5,595,000 |
| Securities available for sale | 15,739,000 | 15,211,000 | 15,777,000 | 15,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,981,000 | 132,359,000 | 131,291,000 | 140,158,000 |
| Interest-bearing deposits | 103,980,000 | 101,894,000 | 101,385,000 | 102,694,000 |
| Noninterest-bearing deposits | 28,001,000 | 30,465,000 | 29,906,000 | 37,464,000 |
| Equity capital | 18,128,000 | 17,865,000 | 18,016,000 | 12,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,865,000 | 3,428,000 | 5,290,000 | 7,036,000 |
| Interest expense | 212,000 | 438,000 | 653,000 | 898,000 |
| Net interest income | 1,653,000 | 2,990,000 | 4,637,000 | 6,138,000 |
| Noninterest income | 85,000 | 207,000 | 339,000 | -518,000 |
| Noninterest expense | 993,000 | 1,969,000 | 3,021,000 | 3,857,000 |
| Provision for loan losses | 300,000 | 726,000 | 1,186,000 | 8,443,000 |
| Pretax income | 445,000 | 502,000 | 769,000 | -6,680,000 |
| Income tax | 98,000 | 158,000 | 221,000 | -1,389,000 |
| Net income | 347,000 | 344,000 | 548,000 | -5,291,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,924,000 | 17,674,000 | 17,878,000 | 12,040,000 |
| Total capital | 19,141,000 | 18,875,000 | 19,519,000 | 13,707,000 |
| Risk-weighted assets | 133,171,000 | 135,830,000 | 136,754,000 | 129,464,000 |