Call reports 2012
MARKESAN STATE BANK — 2012
What MARKESAN STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 141,677,000 | 144,073,000 | 149,035,000 | 161,607,000 |
| Total loans | 109,964,000 | 115,637,000 | 121,472,000 | 124,482,000 |
| Allowance for loan losses | 1,059,000 | 1,179,000 | 1,361,000 | 1,300,000 |
| Securities available for sale | 18,780,000 | 18,287,000 | 18,038,000 | 16,252,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,493,000 | 122,800,000 | 128,201,000 | 140,725,000 |
| Interest-bearing deposits | 96,543,000 | 98,366,000 | 102,881,000 | 106,062,000 |
| Noninterest-bearing deposits | 23,950,000 | 24,434,000 | 25,320,000 | 34,663,000 |
| Equity capital | 15,961,000 | 16,077,000 | 16,442,000 | 16,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,865,000 | 3,715,000 | 5,530,000 | 7,485,000 |
| Interest expense | 289,000 | 563,000 | 847,000 | 1,116,000 |
| Net interest income | 1,576,000 | 3,152,000 | 4,683,000 | 6,369,000 |
| Noninterest income | 93,000 | 189,000 | 308,000 | 410,000 |
| Noninterest expense | 874,000 | 1,798,000 | 2,739,000 | 3,829,000 |
| Provision for loan losses | 300,000 | 480,000 | 660,000 | 785,000 |
| Pretax income | 495,000 | 1,063,000 | 1,592,000 | 2,165,000 |
| Income tax | 110,000 | 293,000 | 488,000 | 695,000 |
| Net income | 385,000 | 770,000 | 1,104,000 | 1,470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,658,000 | 15,762,000 | 16,096,000 | 16,173,000 |
| Total capital | 16,717,000 | 16,941,000 | 17,457,000 | 17,473,000 |
| Risk-weighted assets | 120,475,000 | 124,090,000 | 130,863,000 | 136,855,000 |