Call reports 2011
MARKESAN STATE BANK — 2011
What MARKESAN STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 128,325,000 | 128,169,000 | 134,395,000 | 139,342,000 |
| Total loans | 98,998,000 | 103,027,000 | 105,345,000 | 105,639,000 |
| Allowance for loan losses | 823,000 | 972,000 | 1,055,000 | 851,000 |
| Securities available for sale | 18,623,000 | 18,099,000 | 17,913,000 | 18,351,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,282,000 | 107,837,000 | 113,431,000 | 118,242,000 |
| Interest-bearing deposits | 87,128,000 | 87,389,000 | 90,182,000 | 92,379,000 |
| Noninterest-bearing deposits | 21,154,000 | 20,448,000 | 23,249,000 | 25,863,000 |
| Equity capital | 15,012,000 | 15,067,000 | 15,492,000 | 15,629,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,735,000 | 3,514,000 | 5,319,000 | 7,183,000 |
| Interest expense | 361,000 | 699,000 | 1,032,000 | 1,344,000 |
| Net interest income | 1,374,000 | 2,815,000 | 4,287,000 | 5,839,000 |
| Noninterest income | 91,000 | 183,000 | 277,000 | 402,000 |
| Noninterest expense | 822,000 | 1,716,000 | 2,645,000 | 3,581,000 |
| Provision for loan losses | 90,000 | 211,000 | 301,000 | 435,000 |
| Pretax income | 553,000 | 1,071,000 | 1,618,000 | 2,225,000 |
| Income tax | 157,000 | 378,000 | 521,000 | 737,000 |
| Net income | 396,000 | 693,000 | 1,097,000 | 1,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,753,000 | 14,765,000 | 15,169,000 | 15,272,000 |
| Total capital | 15,576,000 | 15,737,000 | 16,224,000 | 16,123,000 |
| Risk-weighted assets | 107,305,000 | 110,480,000 | 115,349,000 | 116,386,000 |