Call reports 2007
MARKESAN STATE BANK — 2007
What MARKESAN STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 77,766,000 | 79,915,000 | 86,201,000 | 92,034,000 |
| Total loans | 50,275,000 | 50,624,000 | 53,125,000 | 53,977,000 |
| Allowance for loan losses | 448,000 | 441,000 | 436,000 | 402,000 |
| Securities available for sale | 20,577,000 | 20,695,000 | 21,978,000 | 22,873,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,677,000 | 63,834,000 | 69,677,000 | 75,328,000 |
| Interest-bearing deposits | 52,935,000 | 52,449,000 | 58,732,000 | 62,713,000 |
| Noninterest-bearing deposits | 8,742,000 | 11,385,000 | 10,945,000 | 12,615,000 |
| Equity capital | 12,718,000 | 12,645,000 | 12,985,000 | 12,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,310,000 | 2,650,000 | 4,031,000 | 5,535,000 |
| Interest expense | 466,000 | 952,000 | 1,489,000 | 2,083,000 |
| Net interest income | 844,000 | 1,698,000 | 2,542,000 | 3,452,000 |
| Noninterest income | 59,000 | 140,000 | 212,000 | 317,000 |
| Noninterest expense | 554,000 | 1,123,000 | 1,762,000 | 2,427,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 15,000 |
| Pretax income | 349,000 | 715,000 | 977,000 | 1,327,000 |
| Income tax | 114,000 | 225,000 | 294,000 | 372,000 |
| Net income | 235,000 | 490,000 | 683,000 | 955,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,770,000 | 12,791,000 | 12,986,000 | 12,870,000 |
| Total capital | 13,218,000 | 13,232,000 | 13,422,000 | 13,272,000 |
| Risk-weighted assets | 77,865,000 | 80,229,000 | 86,291,000 | 91,950,000 |