Call reports 2003
MARKESAN STATE BANK — 2003
What MARKESAN STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 69,722,000 | 68,735,000 | 71,808,000 | 73,788,000 |
| Total loans | 41,368,000 | 42,346,000 | 42,414,000 | 40,860,000 |
| Allowance for loan losses | 499,000 | 494,000 | 524,000 | 424,000 |
| Securities available for sale | 20,138,000 | 20,344,000 | 20,487,000 | 23,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,774,000 | 55,262,000 | 57,366,000 | 60,152,000 |
| Interest-bearing deposits | 50,968,000 | 49,203,000 | 50,246,000 | 53,371,000 |
| Noninterest-bearing deposits | 5,806,000 | 6,059,000 | 7,120,000 | 6,781,000 |
| Equity capital | 10,625,000 | 11,025,000 | 11,079,000 | 11,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,152,000 | 2,254,000 | 3,358,000 | 4,353,000 |
| Interest expense | 364,000 | 701,000 | 1,008,000 | 1,299,000 |
| Net interest income | 788,000 | 1,553,000 | 2,350,000 | 3,054,000 |
| Noninterest income | 91,000 | 175,000 | 263,000 | 332,000 |
| Noninterest expense | 471,000 | 940,000 | 1,419,000 | 1,847,000 |
| Provision for loan losses | 61,000 | 28,000 | 58,000 | 58,000 |
| Pretax income | 347,000 | 760,000 | 1,136,000 | 1,481,000 |
| Income tax | 90,000 | 158,000 | 254,000 | 270,000 |
| Net income | 257,000 | 602,000 | 882,000 | 1,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,159,000 | 10,225,000 | 10,615,000 | 10,829,000 |
| Total capital | 10,658,000 | 10,719,000 | 11,139,000 | 11,253,000 |
| Risk-weighted assets | 69,190,000 | 67,834,000 | 71,281,000 | 73,164,000 |