Call reports 2022
HERITAGE SOUTHEAST BANK — 2022
What HERITAGE SOUTHEAST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,695,380,000 | 1,711,594,000 | 1,731,583,000 | 1,578,620,000 |
| Total loans | 1,082,907,000 | 1,111,259,000 | 1,142,106,000 | 1,191,058,000 |
| Allowance for loan losses | 15,396,000 | 15,296,000 | 15,169,000 | 15,024,000 |
| Securities available for sale | 188,954,000 | 192,982,000 | 178,704,000 | 171,423,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,469,142,000 | 1,486,580,000 | 1,497,116,000 | 1,394,470,000 |
| Interest-bearing deposits | 949,662,000 | 959,426,000 | 941,723,000 | 881,136,000 |
| Noninterest-bearing deposits | 519,480,000 | 527,154,000 | 555,393,000 | 513,334,000 |
| Equity capital | 193,504,000 | 192,603,000 | 193,286,000 | 149,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 13,350,000 | 27,647,000 | 44,626,000 | 63,635,000 |
| Interest expense | 670,000 | 1,343,000 | 2,169,000 | 3,476,000 |
| Net interest income | 12,680,000 | 26,304,000 | 42,457,000 | 60,159,000 |
| Noninterest income | 4,071,000 | 8,415,000 | 12,756,000 | 16,817,000 |
| Noninterest expense | 11,660,000 | 24,779,000 | 37,221,000 | 67,185,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,091,000 | 9,940,000 | 17,992,000 | 9,791,000 |
| Income tax | 966,000 | 2,114,000 | 4,092,000 | 2,260,000 |
| Net income | 4,125,000 | 7,826,000 | 13,900,000 | 7,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 161,607,000 | 166,406,000 | 173,603,000 | 127,621,000 |
| Total capital | 177,003,000 | 181,702,000 | 188,772,000 | 142,645,000 |
| Risk-weighted assets | 1,292,724,000 | 1,323,017,000 | 1,353,957,000 | 1,395,159,000 |