Call reports 2021
HERITAGE SOUTHEAST BANK — 2021
What HERITAGE SOUTHEAST BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,645,325,000 | 1,652,041,000 | 1,639,467,000 | 1,653,350,000 |
| Total loans | 1,082,452,000 | 1,058,360,000 | 1,067,989,000 | 1,055,325,000 |
| Allowance for loan losses | 15,256,000 | 15,159,000 | 14,837,000 | 15,228,000 |
| Securities available for sale | 174,785,000 | 173,606,000 | 171,804,000 | 197,309,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,438,753,000 | 1,440,825,000 | 1,415,490,000 | 1,427,584,000 |
| Interest-bearing deposits | 954,132,000 | 946,591,000 | 924,375,000 | 941,684,000 |
| Noninterest-bearing deposits | 484,621,000 | 494,234,000 | 491,115,000 | 485,900,000 |
| Equity capital | 184,590,000 | 188,701,000 | 192,730,000 | 196,202,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 14,266,000 | 28,336,000 | 42,725,000 | 56,449,000 |
| Interest expense | 996,000 | 1,846,000 | 2,613,000 | 3,325,000 |
| Net interest income | 13,270,000 | 26,490,000 | 40,112,000 | 53,124,000 |
| Noninterest income | 4,499,000 | 8,957,000 | 13,437,000 | 18,735,000 |
| Noninterest expense | 11,816,000 | 24,297,000 | 36,403,000 | 48,277,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,953,000 | 11,150,000 | 17,146,000 | 23,582,000 |
| Income tax | 1,212,000 | 2,543,000 | 4,077,000 | 5,465,000 |
| Net income | 4,741,000 | 8,607,000 | 13,069,000 | 18,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,741,000 | 145,597,000 | 151,282,000 | 157,860,000 |
| Total capital | 155,385,000 | 160,378,000 | 166,119,000 | 173,088,000 |
| Risk-weighted assets | 1,170,923,000 | 1,182,079,000 | 1,230,882,000 | 1,245,680,000 |