Call reports 2019
HERITAGE SOUTHEAST BANK — 2019
What HERITAGE SOUTHEAST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 557,724,000 | 577,107,000 | 1,287,116,000 | 1,336,835,000 |
| Total loans | 436,869,000 | 435,436,000 | 918,270,000 | 914,452,000 |
| Allowance for loan losses | 5,342,000 | 5,397,000 | 5,523,000 | 5,946,000 |
| Securities available for sale | 41,871,000 | 42,898,000 | 104,265,000 | 125,479,000 |
| Securities held to maturity | 4,755,000 | 4,548,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 472,060,000 | 496,264,000 | 1,108,453,000 | 1,155,180,000 |
| Interest-bearing deposits | 324,702,000 | 339,758,000 | 802,377,000 | 857,628,000 |
| Noninterest-bearing deposits | 147,358,000 | 156,506,000 | 306,076,000 | 297,552,000 |
| Equity capital | 48,910,000 | 50,435,000 | 150,741,000 | 153,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,562,000 | 13,585,000 | 23,294,000 | 38,207,000 |
| Interest expense | 994,000 | 2,098,000 | 3,603,000 | 5,798,000 |
| Net interest income | 5,568,000 | 11,487,000 | 19,691,000 | 32,409,000 |
| Noninterest income | 689,000 | 1,165,000 | 2,663,000 | 6,518,000 |
| Noninterest expense | 4,601,000 | 9,244,000 | 22,071,000 | 33,801,000 |
| Provision for loan losses | 213,000 | 408,000 | 685,000 | 1,245,000 |
| Pretax income | 1,443,000 | 3,000,000 | -631,000 | 3,652,000 |
| Income tax | 303,000 | 625,000 | -245,000 | 1,071,000 |
| Net income | 1,140,000 | 2,375,000 | -386,000 | 2,581,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,061,000 | 49,484,000 | 106,664,000 | 109,262,000 |
| Total capital | 53,403,000 | 54,881,000 | 112,187,000 | 115,208,000 |
| Risk-weighted assets | 489,688,000 | 490,879,000 | 1,044,951,000 | 1,047,639,000 |