Call reports 2018
HERITAGE SOUTHEAST BANK — 2018
What HERITAGE SOUTHEAST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 480,720,000 | 493,448,000 | 501,476,000 | 513,063,000 |
| Total loans | 375,334,000 | 379,075,000 | 390,086,000 | 407,820,000 |
| Allowance for loan losses | 4,819,000 | 4,990,000 | 5,055,000 | 5,136,000 |
| Securities available for sale | 36,605,000 | 37,734,000 | 36,162,000 | 42,954,000 |
| Securities held to maturity | 5,814,000 | 5,531,000 | 8,174,000 | 4,963,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,287,000 | 426,669,000 | 433,215,000 | 427,861,000 |
| Interest-bearing deposits | 296,954,000 | 311,500,000 | 309,522,000 | 314,770,000 |
| Noninterest-bearing deposits | 112,333,000 | 115,169,000 | 123,693,000 | 113,091,000 |
| Equity capital | 44,072,000 | 44,827,000 | 45,822,000 | 47,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,234,000 | 10,774,000 | 16,648,000 | 22,976,000 |
| Interest expense | 461,000 | 1,013,000 | 1,656,000 | 2,451,000 |
| Net interest income | 4,773,000 | 9,761,000 | 14,992,000 | 20,525,000 |
| Noninterest income | 823,000 | 1,333,000 | 2,051,000 | 2,802,000 |
| Noninterest expense | 3,890,000 | 8,005,000 | 12,331,000 | 16,755,000 |
| Provision for loan losses | 283,000 | 567,000 | 568,000 | 618,000 |
| Pretax income | 1,610,000 | 2,709,000 | 4,331,000 | 6,141,000 |
| Income tax | 338,000 | 569,000 | 916,000 | 1,164,000 |
| Net income | 1,272,000 | 2,140,000 | 3,415,000 | 4,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,023,000 | 43,128,000 | 44,509,000 | 46,693,000 |
| Total capital | 46,842,000 | 48,118,000 | 49,564,000 | 51,829,000 |
| Risk-weighted assets | 409,835,000 | 419,754,000 | 437,699,000 | 446,558,000 |