Call reports 2017
HERITAGE SOUTHEAST BANK — 2017
What HERITAGE SOUTHEAST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 440,761,000 | 448,357,000 | 461,388,000 | 475,519,000 |
| Total loans | 334,292,000 | 338,857,000 | 360,929,000 | 361,966,000 |
| Allowance for loan losses | 3,943,000 | 4,123,000 | 4,312,000 | 4,532,000 |
| Securities available for sale | 29,951,000 | 29,428,000 | 28,815,000 | 33,089,000 |
| Securities held to maturity | 7,078,000 | 6,764,000 | 6,419,000 | 6,094,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 388,332,000 | 380,010,000 | 394,808,000 | 409,533,000 |
| Interest-bearing deposits | 280,058,000 | 275,707,000 | 289,013,000 | 308,832,000 |
| Noninterest-bearing deposits | 108,274,000 | 104,303,000 | 105,795,000 | 100,701,000 |
| Equity capital | 39,262,000 | 40,031,000 | 44,852,000 | 43,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,920,000 | 9,578,000 | 14,473,000 | 19,660,000 |
| Interest expense | 253,000 | 530,000 | 897,000 | 1,321,000 |
| Net interest income | 4,667,000 | 9,048,000 | 13,576,000 | 18,339,000 |
| Noninterest income | 377,000 | 1,149,000 | 1,802,000 | 1,151,000 |
| Noninterest expense | 3,626,000 | 7,171,000 | 10,851,000 | 14,658,000 |
| Provision for loan losses | 109,000 | 305,000 | 494,000 | 727,000 |
| Pretax income | 1,320,000 | 2,732,000 | 4,043,000 | 4,116,000 |
| Income tax | 480,000 | 1,057,000 | 1,594,000 | 2,792,000 |
| Net income | 840,000 | 1,675,000 | 2,449,000 | 1,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,214,000 | 36,473,000 | 41,985,000 | 40,751,000 |
| Total capital | 39,157,000 | 40,596,000 | 46,297,000 | 45,283,000 |
| Risk-weighted assets | 360,263,000 | 362,841,000 | 383,789,000 | 385,074,000 |