Call reports 2014
HERITAGE SOUTHEAST BANK — 2014
What HERITAGE SOUTHEAST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 375,434,000 | 374,786,000 | 367,896,000 | 366,447,000 |
| Total loans | 261,694,000 | 263,343,000 | 263,339,000 | 266,249,000 |
| Allowance for loan losses | 3,876,000 | 3,868,000 | 3,723,000 | 2,973,000 |
| Securities available for sale | 34,816,000 | 43,646,000 | 39,758,000 | 33,916,000 |
| Securities held to maturity | 11,709,000 | 11,297,000 | 10,911,000 | 10,521,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 342,025,000 | 338,537,000 | 330,853,000 | 326,087,000 |
| Interest-bearing deposits | 282,927,000 | 275,003,000 | 266,473,000 | 256,781,000 |
| Noninterest-bearing deposits | 59,098,000 | 63,534,000 | 64,380,000 | 69,306,000 |
| Equity capital | 17,354,000 | 17,952,000 | 25,533,000 | 27,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,605,000 | 7,208,000 | 10,822,000 | 14,380,000 |
| Interest expense | 300,000 | 596,000 | 876,000 | 1,139,000 |
| Net interest income | 3,305,000 | 6,612,000 | 9,946,000 | 13,241,000 |
| Noninterest income | 108,000 | 363,000 | 533,000 | 247,000 |
| Noninterest expense | 3,346,000 | 6,425,000 | 9,525,000 | 12,404,000 |
| Provision for loan losses | 225,000 | 450,000 | 600,000 | 750,000 |
| Pretax income | -169,000 | 89,000 | 338,000 | 333,000 |
| Income tax | 0 | 0 | 0 | -1,677,000 |
| Net income | -169,000 | 89,000 | 338,000 | 2,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,252,000 | 18,511,000 | 26,141,000 | 27,812,000 |
| Total capital | 21,526,000 | 21,739,000 | 29,314,000 | 30,785,000 |
| Risk-weighted assets | 261,340,000 | 257,567,000 | 253,267,000 | 256,723,000 |