Call reports 2013
HERITAGE SOUTHEAST BANK — 2013
What HERITAGE SOUTHEAST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 361,615,000 | 371,444,000 | 376,880,000 | 369,581,000 |
| Total loans | 249,327,000 | 252,502,000 | 250,844,000 | 256,207,000 |
| Allowance for loan losses | 3,761,000 | 3,974,000 | 3,976,000 | 4,149,000 |
| Securities available for sale | 27,006,000 | 32,586,000 | 46,320,000 | 44,997,000 |
| Securities held to maturity | 13,220,000 | 12,857,000 | 12,477,000 | 12,089,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 329,218,000 | 340,918,000 | 345,469,000 | 332,007,000 |
| Interest-bearing deposits | 283,545,000 | 287,938,000 | 290,086,000 | 281,062,000 |
| Noninterest-bearing deposits | 45,673,000 | 52,980,000 | 55,383,000 | 50,945,000 |
| Equity capital | 18,476,000 | 17,383,000 | 17,907,000 | 17,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,347,000 | 6,775,000 | 10,301,000 | 13,860,000 |
| Interest expense | 426,000 | 855,000 | 1,245,000 | 1,588,000 |
| Net interest income | 2,921,000 | 5,920,000 | 9,056,000 | 12,272,000 |
| Noninterest income | 424,000 | 416,000 | 945,000 | 900,000 |
| Noninterest expense | 2,844,000 | 5,780,000 | 8,816,000 | 12,163,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 281,000 | 111,000 | 515,000 | 207,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 281,000 | 111,000 | 515,000 | 207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,495,000 | 18,324,000 | 18,729,000 | 18,421,000 |
| Total capital | 21,750,000 | 21,594,000 | 22,001,000 | 21,726,000 |
| Risk-weighted assets | 259,923,000 | 260,881,000 | 261,046,000 | 263,580,000 |