Call reports 2012
HERITAGE SOUTHEAST BANK — 2012
What HERITAGE SOUTHEAST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 359,776,000 | 367,954,000 | 352,119,000 | 358,522,000 |
| Total loans | 245,441,000 | 248,033,000 | 243,007,000 | 246,307,000 |
| Allowance for loan losses | 5,015,000 | 4,905,000 | 4,727,000 | 4,316,000 |
| Securities available for sale | 35,591,000 | 47,277,000 | 27,676,000 | 25,826,000 |
| Securities held to maturity | 0 | 0 | 13,870,000 | 13,558,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 330,276,000 | 334,864,000 | 318,765,000 | 327,133,000 |
| Interest-bearing deposits | 288,889,000 | 291,199,000 | 274,994,000 | 280,193,000 |
| Noninterest-bearing deposits | 41,387,000 | 43,665,000 | 43,771,000 | 46,940,000 |
| Equity capital | 14,570,000 | 16,243,000 | 18,577,000 | 18,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,512,000 | 7,052,000 | 10,657,000 | 14,179,000 |
| Interest expense | 768,000 | 1,439,000 | 2,005,000 | 2,473,000 |
| Net interest income | 2,744,000 | 5,613,000 | 8,652,000 | 11,706,000 |
| Noninterest income | 480,000 | 1,524,000 | 2,038,000 | 1,806,000 |
| Noninterest expense | 2,990,000 | 5,876,000 | 8,844,000 | 11,579,000 |
| Provision for loan losses | 0 | 0 | 150,000 | 375,000 |
| Pretax income | 234,000 | 1,280,000 | 2,455,000 | 2,324,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 234,000 | 1,280,000 | 2,455,000 | 2,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,387,000 | 15,433,000 | 18,344,000 | 18,213,000 |
| Total capital | 17,657,000 | 18,722,000 | 21,585,000 | 21,471,000 |
| Risk-weighted assets | 259,864,000 | 261,471,000 | 257,814,000 | 259,567,000 |