Call reports 2011
HERITAGE SOUTHEAST BANK — 2011
What HERITAGE SOUTHEAST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 389,439,000 | 378,761,000 | 380,807,000 | 363,799,000 |
| Total loans | 263,594,000 | 253,925,000 | 251,773,000 | 242,596,000 |
| Allowance for loan losses | 5,979,000 | 6,131,000 | 5,887,000 | 5,379,000 |
| Securities available for sale | 48,443,000 | 38,700,000 | 37,620,000 | 41,325,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,382,000 | 325,367,000 | 332,179,000 | 329,612,000 |
| Interest-bearing deposits | 294,816,000 | 283,316,000 | 286,202,000 | 293,237,000 |
| Noninterest-bearing deposits | 39,566,000 | 42,051,000 | 45,977,000 | 36,375,000 |
| Equity capital | 18,626,000 | 17,358,000 | 18,122,000 | 14,678,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,862,000 | 7,686,000 | 11,384,000 | 15,295,000 |
| Interest expense | 1,149,000 | 2,141,000 | 3,069,000 | 3,952,000 |
| Net interest income | 2,713,000 | 5,545,000 | 8,315,000 | 11,343,000 |
| Noninterest income | 355,000 | 326,000 | 866,000 | -1,998,000 |
| Noninterest expense | 3,021,000 | 5,887,000 | 8,713,000 | 11,478,000 |
| Provision for loan losses | 0 | 1,700,000 | 1,975,000 | 2,700,000 |
| Pretax income | 90,000 | -1,605,000 | -1,175,000 | -4,501,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 90,000 | -1,605,000 | -1,175,000 | -4,501,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,744,000 | 17,049,000 | 17,479,000 | 14,153,000 |
| Total capital | 22,410,000 | 20,607,000 | 20,952,000 | 17,404,000 |
| Risk-weighted assets | 290,977,000 | 282,102,000 | 275,386,000 | 258,022,000 |