Call report 2003Q4
HERITAGE SOUTHEAST BANK — 2003Q4
The 22 measures HERITAGE SOUTHEAST BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 294,989,000 | USD | evidence → |
| Total loans | 231,027,000 | USD | evidence → |
| Allowance for loan losses | 2,693,000 | USD | evidence → |
| Securities available for sale | 36,524,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 252,234,000 | USD | evidence → |
| Interest-bearing deposits | 221,903,000 | USD | evidence → |
| Noninterest-bearing deposits | 30,331,000 | USD | evidence → |
| Equity capital | 22,872,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,044,000 | USD | evidence → |
| Interest expense | 4,766,000 | USD | evidence → |
| Net interest income | 11,278,000 | USD | evidence → |
| Noninterest income | 1,641,000 | USD | evidence → |
| Noninterest expense | 8,560,000 | USD | evidence → |
| Provision for loan losses | 540,000 | USD | evidence → |
| Pretax income | 3,881,000 | USD | evidence → |
| Income tax | 1,262,000 | USD | evidence → |
| Net income | 2,619,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 22,656,000 | USD | evidence → |
| Total capital | 25,349,000 | USD | evidence → |
| Risk-weighted assets | 240,921,000 | USD | evidence → |