Call reports 2001
HERITAGE SOUTHEAST BANK — 2001
What HERITAGE SOUTHEAST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 243,301,000 | 245,754,000 | 239,154,000 | 247,597,000 |
| Total loans | 184,524,000 | 178,368,000 | 182,586,000 | 187,805,000 |
| Allowance for loan losses | 1,856,000 | 2,007,000 | 2,046,000 | 2,150,000 |
| Securities available for sale | 32,595,000 | 28,310,000 | 25,374,000 | 37,358,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,063,000 | 223,879,000 | 217,191,000 | 217,949,000 |
| Interest-bearing deposits | 207,333,000 | 207,035,000 | 201,802,000 | 199,167,000 |
| Noninterest-bearing deposits | 15,730,000 | 16,843,000 | 15,389,000 | 18,782,000 |
| Equity capital | 16,507,000 | 16,946,000 | 17,526,000 | 18,134,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,035,000 | 9,944,000 | 14,547,000 | 18,832,000 |
| Interest expense | 2,760,000 | 5,272,000 | 7,595,000 | 9,563,000 |
| Net interest income | 2,275,000 | 4,672,000 | 6,952,000 | 9,269,000 |
| Noninterest income | 267,000 | 528,000 | 776,000 | 1,483,000 |
| Noninterest expense | 1,814,000 | 3,677,000 | 5,489,000 | 7,248,000 |
| Provision for loan losses | 236,000 | 422,000 | 542,000 | 662,000 |
| Pretax income | 494,000 | 1,107,000 | 1,725,000 | 2,886,000 |
| Income tax | 153,000 | 346,000 | 540,000 | 924,000 |
| Net income | 341,000 | 761,000 | 1,185,000 | 1,962,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,256,000 | 16,683,000 | 16,844,000 | 17,636,000 |
| Total capital | 18,112,000 | 18,690,000 | 18,890,000 | 19,786,000 |
| Risk-weighted assets | 193,289,000 | 185,350,000 | 188,414,000 | 191,178,000 |