Call reports 2025
WESTFIELD BANK, FSB — 2025
What WESTFIELD BANK, FSB reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Total assets | 2,123,374,000 | 2,059,873,000 | 2,062,403,000 |
| Total loans | 1,543,121,000 | 1,579,529,000 | 1,582,908,000 |
| Allowance for loan losses | 18,290,000 | 19,349,000 | 19,242,000 |
| Securities available for sale | 304,995,000 | 305,391,000 | 303,503,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 2,277,000 | 2,400,000 | 2,442,000 |
| Total deposits | 1,863,321,000 | 1,766,704,000 | 1,828,938,000 |
| Interest-bearing deposits | 1,389,870,000 | 1,371,749,000 | 1,400,532,000 |
| Noninterest-bearing deposits | 473,451,000 | 394,955,000 | 428,406,000 |
| Equity capital | 243,945,000 | 251,152,000 | 214,993,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Interest income | 25,036,000 | 50,561,000 | 77,580,000 |
| Interest expense | 10,315,000 | 20,350,000 | 30,259,000 |
| Net interest income | 14,721,000 | 30,211,000 | 47,321,000 |
| Noninterest income | 2,814,000 | 4,947,000 | 7,229,000 |
| Noninterest expense | 11,425,000 | 22,993,000 | 34,190,000 |
| Provision for loan losses | 610,000 | 1,434,000 | 1,453,000 |
| Pretax income | 5,360,000 | 10,512,000 | 18,578,000 |
| Income tax | 1,003,000 | 1,615,000 | 2,939,000 |
| Net income | 4,357,000 | 8,897,000 | 15,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Tier 1 capital | 245,832,000 | 250,372,000 | 212,114,000 |