Call report 2015Q4
WESTFIELD BANK, FSB — 2015Q4
The 22 measures WESTFIELD BANK, FSB reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 1,086,068,000 | USD | evidence → |
| Total loans | 847,402,000 | USD | evidence → |
| Allowance for loan losses | 7,748,000 | USD | evidence → |
| Securities available for sale | 137,349,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 697,000 | USD | evidence → |
| Total deposits | 872,939,000 | USD | evidence → |
| Interest-bearing deposits | 686,405,000 | USD | evidence → |
| Noninterest-bearing deposits | 186,534,000 | USD | evidence → |
| Equity capital | 121,644,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 38,778,000 | USD | evidence → |
| Interest expense | 5,237,000 | USD | evidence → |
| Net interest income | 33,541,000 | USD | evidence → |
| Noninterest income | 6,511,000 | USD | evidence → |
| Noninterest expense | 27,367,000 | USD | evidence → |
| Provision for loan losses | 9,000 | USD | evidence → |
| Pretax income | 12,679,000 | USD | evidence → |
| Income tax | 3,590,000 | USD | evidence → |
| Net income | 9,089,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 102,516,000 | USD | evidence → |
| Total capital | 110,264,000 | USD | evidence → |
| Risk-weighted assets | 891,370,000 | USD | evidence → |