Call report 2014Q4
WESTFIELD BANK, FSB — 2014Q4
The 22 measures WESTFIELD BANK, FSB reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 979,243,000 | USD | evidence → |
| Total loans | 740,243,000 | USD | evidence → |
| Allowance for loan losses | 7,520,000 | USD | evidence → |
| Securities available for sale | 154,951,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 251,000 | USD | evidence → |
| Total deposits | 768,247,000 | USD | evidence → |
| Interest-bearing deposits | 602,188,000 | USD | evidence → |
| Noninterest-bearing deposits | 166,059,000 | USD | evidence → |
| Equity capital | 113,514,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 33,014,000 | USD | evidence → |
| Interest expense | 4,643,000 | USD | evidence → |
| Net interest income | 28,371,000 | USD | evidence → |
| Noninterest income | 5,150,000 | USD | evidence → |
| Noninterest expense | 24,047,000 | USD | evidence → |
| Provision for loan losses | 708,000 | USD | evidence → |
| Pretax income | 8,784,000 | USD | evidence → |
| Income tax | 2,356,000 | USD | evidence → |
| Net income | 6,428,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 92,776,000 | USD | evidence → |
| Total capital | 100,296,000 | USD | evidence → |
| Risk-weighted assets | 771,964,000 | USD | evidence → |