Call reports 2002
FEATHER RIVER STATE BANK — 2002
What FEATHER RIVER STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 310,432,000 | 325,388,000 | 338,700,000 | 366,747,000 |
| Total loans | 192,940,000 | 201,059,000 | 222,214,000 | 214,428,000 |
| Allowance for loan losses | 5,790,000 | 5,817,000 | 5,913,000 | 6,532,000 |
| Securities available for sale | 85,477,000 | 94,015,000 | 88,696,000 | 97,974,000 |
| Securities held to maturity | 2,854,000 | 2,435,000 | 2,335,000 | 2,265,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 268,649,000 | 271,502,000 | 282,211,000 | 314,490,000 |
| Interest-bearing deposits | 209,600,000 | 212,685,000 | 222,909,000 | 231,346,000 |
| Noninterest-bearing deposits | 59,049,000 | 58,817,000 | 59,302,000 | 83,144,000 |
| Equity capital | 27,146,000 | 28,508,000 | 29,328,000 | 30,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,922,000 | 10,131,000 | 15,521,000 | 20,920,000 |
| Interest expense | 1,165,000 | 2,338,000 | 3,728,000 | 5,063,000 |
| Net interest income | 3,757,000 | 7,793,000 | 11,793,000 | 15,857,000 |
| Noninterest income | 599,000 | 1,274,000 | 2,019,000 | 2,763,000 |
| Noninterest expense | 2,870,000 | 5,997,000 | 8,894,000 | 11,348,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 550,000 |
| Pretax income | 1,281,000 | 2,715,000 | 4,413,000 | 6,667,000 |
| Income tax | 472,000 | 1,005,000 | 1,649,000 | 2,369,000 |
| Net income | 809,000 | 1,710,000 | 2,764,000 | 4,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,837,000 | 27,494,000 | 28,082,000 | 29,609,000 |
| Total capital | 29,818,000 | 30,586,000 | 31,431,000 | 32,956,000 |
| Risk-weighted assets | 235,667,000 | 244,646,000 | 265,384,000 | 264,610,000 |