Call reports 2001
FEATHER RIVER STATE BANK — 2001
What FEATHER RIVER STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 288,991,000 | 289,577,000 | 307,125,000 | 306,396,000 |
| Total loans | 176,312,000 | 185,445,000 | 188,273,000 | 192,281,000 |
| Allowance for loan losses | 5,372,000 | 5,023,000 | 4,615,000 | 5,498,000 |
| Securities available for sale | 66,961,000 | 62,404,000 | 67,903,000 | 74,392,000 |
| Securities held to maturity | 4,317,000 | 3,906,000 | 3,836,000 | 3,604,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 259,088,000 | 257,797,000 | 269,219,000 | 275,633,000 |
| Interest-bearing deposits | 203,999,000 | 197,679,000 | 208,380,000 | 205,608,000 |
| Noninterest-bearing deposits | 55,089,000 | 60,118,000 | 60,839,000 | 70,025,000 |
| Equity capital | 26,411,000 | 27,209,000 | 27,886,000 | 26,900,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,706,000 | 11,263,000 | 16,506,000 | 21,732,000 |
| Interest expense | 2,116,000 | 3,964,000 | 5,637,000 | 7,022,000 |
| Net interest income | 3,590,000 | 7,299,000 | 10,869,000 | 14,710,000 |
| Noninterest income | 617,000 | 1,164,000 | 1,772,000 | 2,230,000 |
| Noninterest expense | 3,094,000 | 6,087,000 | 9,088,000 | 12,093,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,450,000 |
| Pretax income | 1,113,000 | 2,376,000 | 3,553,000 | 2,397,000 |
| Income tax | 410,000 | 868,000 | 1,299,000 | 752,000 |
| Net income | 703,000 | 1,508,000 | 2,254,000 | 1,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,782,000 | 26,596,000 | 26,918,000 | 26,177,000 |
| Total capital | 28,467,000 | 29,353,000 | 29,775,000 | 29,159,000 |
| Risk-weighted assets | 212,078,000 | 218,307,000 | 226,812,000 | 236,044,000 |