Call reports 2014
GRAND BANK — 2014
What GRAND BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 531,607,000 | 532,680,000 | 538,869,000 | 530,738,000 |
| Total loans | 215,180,000 | 213,007,000 | 222,604,000 | 243,675,000 |
| Allowance for loan losses | 2,425,000 | 2,425,000 | 2,425,000 | 2,425,000 |
| Securities available for sale | 71,751,000 | 57,297,000 | 90,257,000 | 94,206,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 410,970,000 | 430,667,000 | 437,339,000 | 428,444,000 |
| Interest-bearing deposits | 246,419,000 | 246,853,000 | 252,243,000 | 254,405,000 |
| Noninterest-bearing deposits | 164,551,000 | 183,814,000 | 185,096,000 | 174,039,000 |
| Equity capital | 37,800,000 | 38,536,000 | 39,313,000 | 39,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,896,000 | 5,842,000 | 8,835,000 | 12,096,000 |
| Interest expense | 465,000 | 908,000 | 1,328,000 | 1,743,000 |
| Net interest income | 2,431,000 | 4,934,000 | 7,507,000 | 10,353,000 |
| Noninterest income | 177,000 | 419,000 | 726,000 | 910,000 |
| Noninterest expense | 2,102,000 | 4,221,000 | 6,305,000 | 8,541,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 506,000 | 1,132,000 | 1,928,000 | 2,722,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 506,000 | 1,132,000 | 1,928,000 | 2,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,966,000 | 38,623,000 | 39,454,000 | 39,244,000 |
| Total capital | 40,427,000 | 41,084,000 | 41,915,000 | 41,705,000 |
| Risk-weighted assets | 232,467,000 | 231,214,000 | 253,997,000 | 277,480,000 |