Call reports 2012
GRAND BANK — 2012
What GRAND BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 514,557,000 | 538,225,000 | 526,409,000 | 538,194,000 |
| Total loans | 165,267,000 | 161,854,000 | 164,332,000 | 185,555,000 |
| Allowance for loan losses | 2,714,000 | 2,724,000 | 2,724,000 | 2,725,000 |
| Securities available for sale | 103,797,000 | 134,680,000 | 133,719,000 | 109,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 403,004,000 | 422,709,000 | 416,702,000 | 419,480,000 |
| Interest-bearing deposits | 238,350,000 | 258,202,000 | 265,666,000 | 262,390,000 |
| Noninterest-bearing deposits | 164,654,000 | 164,507,000 | 151,036,000 | 157,090,000 |
| Equity capital | 34,391,000 | 35,348,000 | 36,826,000 | 36,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,661,000 | 5,408,000 | 8,019,000 | 10,738,000 |
| Interest expense | 517,000 | 1,032,000 | 1,510,000 | 1,990,000 |
| Net interest income | 2,144,000 | 4,376,000 | 6,509,000 | 8,748,000 |
| Noninterest income | 47,000 | 91,000 | 302,000 | 495,000 |
| Noninterest expense | 1,612,000 | 3,278,000 | 4,901,000 | 6,921,000 |
| Provision for loan losses | 14,000 | 14,000 | 14,000 | 15,000 |
| Pretax income | 565,000 | 1,175,000 | 1,896,000 | 2,307,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 565,000 | 1,175,000 | 1,896,000 | 2,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,959,000 | 34,626,000 | 35,877,000 | 35,408,000 |
| Total capital | 36,180,000 | 36,747,000 | 38,305,000 | 37,977,000 |
| Risk-weighted assets | 176,417,000 | 185,950,000 | 193,920,000 | 205,366,000 |