Call reports 2011
GRAND BANK — 2011
What GRAND BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 409,606,000 | 441,831,000 | 434,860,000 | 427,827,000 |
| Total loans | 142,531,000 | 146,682,000 | 151,427,000 | 161,062,000 |
| Allowance for loan losses | 2,700,000 | 2,700,000 | 2,700,000 | 2,700,000 |
| Securities available for sale | 76,598,000 | 68,785,000 | 89,971,000 | 97,735,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,694,000 | 341,860,000 | 331,022,000 | 324,388,000 |
| Interest-bearing deposits | 224,699,000 | 242,223,000 | 240,367,000 | 232,932,000 |
| Noninterest-bearing deposits | 77,995,000 | 99,637,000 | 90,655,000 | 91,456,000 |
| Equity capital | 32,664,000 | 33,537,000 | 34,219,000 | 33,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,326,000 | 4,800,000 | 7,352,000 | 9,977,000 |
| Interest expense | 676,000 | 1,334,000 | 1,891,000 | 2,436,000 |
| Net interest income | 1,650,000 | 3,466,000 | 5,461,000 | 7,541,000 |
| Noninterest income | 31,000 | 67,000 | 108,000 | 153,000 |
| Noninterest expense | 1,513,000 | 2,973,000 | 4,460,000 | 6,313,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 168,000 | 560,000 | 1,109,000 | 1,381,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 168,000 | 560,000 | 1,109,000 | 1,381,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,498,000 | 32,949,000 | 33,554,000 | 33,337,000 |
| Total capital | 33,341,000 | 34,925,000 | 35,599,000 | 35,492,000 |
| Risk-weighted assets | 147,963,000 | 157,376,000 | 162,983,000 | 171,217,000 |