Call reports 2010
GRAND BANK — 2010
What GRAND BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 453,952,000 | 384,586,000 | 470,850,000 | 411,199,000 |
| Total loans | 126,022,000 | 119,852,000 | 114,883,000 | 121,927,000 |
| Allowance for loan losses | 2,890,000 | 2,692,000 | 2,692,000 | 2,700,000 |
| Securities available for sale | 97,212,000 | 84,106,000 | 62,883,000 | 74,251,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 350,433,000 | 287,013,000 | 373,193,000 | 305,581,000 |
| Interest-bearing deposits | 271,695,000 | 213,299,000 | 228,622,000 | 229,514,000 |
| Noninterest-bearing deposits | 78,738,000 | 73,714,000 | 144,571,000 | 76,067,000 |
| Equity capital | 32,882,000 | 33,289,000 | 33,621,000 | 32,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,061,000 | 5,900,000 | 8,412,000 | 10,727,000 |
| Interest expense | 936,000 | 1,808,000 | 2,549,000 | 3,199,000 |
| Net interest income | 2,125,000 | 4,092,000 | 5,863,000 | 7,528,000 |
| Noninterest income | 31,000 | 60,000 | 102,000 | 135,000 |
| Noninterest expense | 1,443,000 | 2,934,000 | 4,437,000 | 5,994,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 18,000 |
| Pretax income | 1,277,000 | 1,782,000 | 2,092,000 | 2,224,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,277,000 | 1,782,000 | 2,092,000 | 2,224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,198,000 | 32,742,000 | 33,090,000 | 32,274,000 |
| Total capital | 33,816,000 | 34,291,000 | 34,623,000 | 33,919,000 |
| Risk-weighted assets | 127,423,000 | 122,032,000 | 121,514,000 | 130,602,000 |