Call reports 2025
COMMUNITY STATE BANK, THE — 2025
What COMMUNITY STATE BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 377,589,000 | 358,345,000 | 366,706,000 | 379,768,000 |
| Total loans | 259,901,000 | 264,318,000 | 269,996,000 | 277,766,000 |
| Allowance for loan losses | 3,510,000 | 3,567,000 | 3,575,000 | 3,454,000 |
| Securities available for sale | 54,789,000 | 53,800,000 | 57,740,000 | 64,757,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 352,635,000 | 333,958,000 | 339,115,000 | 351,510,000 |
| Interest-bearing deposits | 271,732,000 | 247,673,000 | 249,184,000 | 261,697,000 |
| Noninterest-bearing deposits | 80,903,000 | 86,285,000 | 89,931,000 | 89,813,000 |
| Equity capital | 23,482,000 | 22,912,000 | 25,985,000 | 27,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,475,000 | 11,245,000 | 17,091,000 | 23,005,000 |
| Interest expense | 1,971,000 | 3,844,000 | 5,675,000 | 7,440,000 |
| Net interest income | 3,504,000 | 7,401,000 | 11,416,000 | 15,565,000 |
| Noninterest income | 812,000 | 1,602,000 | 2,465,000 | 3,200,000 |
| Noninterest expense | 3,335,000 | 6,878,000 | 10,385,000 | 14,024,000 |
| Provision for loan losses | 95,000 | 120,000 | 190,000 | 190,000 |
| Pretax income | 886,000 | 1,940,000 | 2,368,000 | 3,613,000 |
| Income tax | 40,000 | 94,000 | 108,000 | 154,000 |
| Net income | 846,000 | 1,846,000 | 2,260,000 | 3,459,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,769,000 | 33,831,000 | 34,021,000 | 34,799,000 |
| Total capital | 37,070,000 | 37,137,000 | 37,359,000 | 38,262,000 |
| Risk-weighted assets | 263,865,000 | 264,204,000 | 266,857,000 | 277,037,000 |