Call reports 2024
COMMUNITY STATE BANK, THE — 2024
What COMMUNITY STATE BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 358,415,000 | 351,988,000 | 352,622,000 | 348,542,000 |
| Total loans | 253,256,000 | 258,365,000 | 257,118,000 | 256,599,000 |
| Allowance for loan losses | 3,653,000 | 3,632,000 | 3,711,000 | 3,424,000 |
| Securities available for sale | 57,266,000 | 55,403,000 | 53,086,000 | 56,261,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,535,000 | 317,248,000 | 315,516,000 | 324,263,000 |
| Interest-bearing deposits | 237,090,000 | 239,373,000 | 237,472,000 | 245,993,000 |
| Noninterest-bearing deposits | 79,445,000 | 77,875,000 | 78,044,000 | 78,270,000 |
| Equity capital | 22,291,000 | 22,094,000 | 24,173,000 | 23,026,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,341,000 | 10,807,000 | 16,206,000 | 21,594,000 |
| Interest expense | 1,989,000 | 4,061,000 | 6,106,000 | 8,079,000 |
| Net interest income | 3,352,000 | 6,746,000 | 10,100,000 | 13,515,000 |
| Noninterest income | 790,000 | 1,600,000 | 2,427,000 | 3,242,000 |
| Noninterest expense | 3,202,000 | 6,663,000 | 9,852,000 | 13,392,000 |
| Provision for loan losses | 103,000 | 178,000 | 273,000 | 343,000 |
| Pretax income | 837,000 | 1,505,000 | 2,402,000 | 3,022,000 |
| Income tax | 9,000 | 87,000 | 128,000 | 141,000 |
| Net income | 828,000 | 1,418,000 | 2,274,000 | 2,881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,355,000 | 32,053,000 | 32,516,000 | 32,923,000 |
| Total capital | 35,558,000 | 35,280,000 | 35,708,000 | 36,120,000 |
| Risk-weighted assets | 255,830,000 | 257,784,000 | 254,881,000 | 255,568,000 |