Call reports 2023
COMMUNITY STATE BANK, THE — 2023
What COMMUNITY STATE BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 342,628,000 | 341,230,000 | 326,823,000 | 345,353,000 |
| Total loans | 239,127,000 | 243,712,000 | 247,490,000 | 253,592,000 |
| Allowance for loan losses | 3,459,000 | 3,548,000 | 3,532,000 | 3,530,000 |
| Securities available for sale | 70,847,000 | 75,143,000 | 59,696,000 | 64,452,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,537,000 | 312,883,000 | 300,053,000 | 297,919,000 |
| Interest-bearing deposits | 231,253,000 | 231,032,000 | 220,587,000 | 221,960,000 |
| Noninterest-bearing deposits | 83,284,000 | 81,851,000 | 79,466,000 | 75,959,000 |
| Equity capital | 19,724,000 | 19,712,000 | 17,922,000 | 21,684,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,786,000 | 8,053,000 | 12,493,000 | 17,209,000 |
| Interest expense | 1,103,000 | 2,552,000 | 4,006,000 | 5,601,000 |
| Net interest income | 2,683,000 | 5,501,000 | 8,487,000 | 11,608,000 |
| Noninterest income | 814,000 | 1,673,000 | 2,512,000 | 3,324,000 |
| Noninterest expense | 2,991,000 | 6,382,000 | 9,502,000 | 12,696,000 |
| Provision for loan losses | 106,000 | 196,000 | 280,000 | 298,000 |
| Pretax income | 400,000 | 596,000 | 1,217,000 | 1,938,000 |
| Income tax | 25,000 | 35,000 | 72,000 | 90,000 |
| Net income | 375,000 | 561,000 | 1,145,000 | 1,848,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,032,000 | 30,961,000 | 31,122,000 | 31,527,000 |
| Total capital | 34,118,000 | 34,045,000 | 34,223,000 | 34,699,000 |
| Risk-weighted assets | 246,538,000 | 246,301,000 | 247,700,000 | 253,400,000 |