Call reports 2022
COMMUNITY STATE BANK, THE — 2022
What COMMUNITY STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 340,753,000 | 337,362,000 | 326,430,000 | 316,641,000 |
| Total loans | 210,005,000 | 219,515,000 | 223,928,000 | 230,397,000 |
| Allowance for loan losses | 3,399,000 | 3,421,000 | 3,430,000 | 3,505,000 |
| Securities available for sale | 84,254,000 | 90,775,000 | 84,191,000 | 66,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,749,000 | 304,271,000 | 294,208,000 | 280,040,000 |
| Interest-bearing deposits | 223,403,000 | 221,106,000 | 208,972,000 | 195,335,000 |
| Noninterest-bearing deposits | 85,346,000 | 83,165,000 | 85,236,000 | 84,705,000 |
| Equity capital | 24,277,000 | 17,814,000 | 16,761,000 | 19,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,058,000 | 6,259,000 | 9,625,000 | 13,131,000 |
| Interest expense | 167,000 | 319,000 | 545,000 | 987,000 |
| Net interest income | 2,891,000 | 5,940,000 | 9,080,000 | 12,144,000 |
| Noninterest income | 767,000 | 1,622,000 | 2,503,000 | 3,333,000 |
| Noninterest expense | 2,965,000 | 5,992,000 | 9,011,000 | 11,975,000 |
| Provision for loan losses | 100,000 | 160,000 | 277,000 | 386,000 |
| Pretax income | 593,000 | 1,410,000 | 2,295,000 | 3,026,000 |
| Income tax | 45,000 | 68,000 | 113,000 | 134,000 |
| Net income | 548,000 | 1,342,000 | 2,182,000 | 2,892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,652,000 | 29,766,000 | 30,269,000 | 30,657,000 |
| Total capital | 32,436,000 | 32,652,000 | 33,161,000 | 33,637,000 |
| Risk-weighted assets | 222,163,000 | 230,367,000 | 230,836,000 | 237,887,000 |