Call reports 2021
COMMUNITY STATE BANK, THE — 2021
What COMMUNITY STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 340,687,000 | 338,569,000 | 332,118,000 | 328,628,000 |
| Total loans | 208,337,000 | 209,355,000 | 208,325,000 | 209,125,000 |
| Allowance for loan losses | 2,865,000 | 2,878,000 | 3,102,000 | 3,303,000 |
| Securities available for sale | 79,478,000 | 90,023,000 | 86,939,000 | 67,769,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 305,762,000 | 301,791,000 | 295,176,000 | 292,562,000 |
| Interest-bearing deposits | 223,026,000 | 223,301,000 | 213,183,000 | 208,576,000 |
| Noninterest-bearing deposits | 82,736,000 | 78,490,000 | 81,993,000 | 83,986,000 |
| Equity capital | 27,184,000 | 28,891,000 | 28,924,000 | 28,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,268,000 | 6,800,000 | 10,180,000 | 13,307,000 |
| Interest expense | 338,000 | 619,000 | 855,000 | 1,043,000 |
| Net interest income | 2,930,000 | 6,181,000 | 9,325,000 | 12,264,000 |
| Noninterest income | 689,000 | 1,436,000 | 2,215,000 | 2,991,000 |
| Noninterest expense | 2,801,000 | 5,641,000 | 8,630,000 | 11,506,000 |
| Provision for loan losses | 5,000 | 35,000 | 267,000 | 467,000 |
| Pretax income | 811,000 | 2,004,000 | 2,754,000 | 3,387,000 |
| Income tax | -11,000 | 40,000 | 95,000 | 145,000 |
| Net income | 822,000 | 1,964,000 | 2,659,000 | 3,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,934,000 | 28,616,000 | 28,871,000 | 29,104,000 |
| Total capital | 30,593,000 | 31,252,000 | 31,567,000 | 31,811,000 |
| Risk-weighted assets | 212,579,000 | 210,705,000 | 215,341,000 | 215,971,000 |