Call reports 2020
COMMUNITY STATE BANK, THE — 2020
What COMMUNITY STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 278,070,000 | 303,253,000 | 306,157,000 | 301,409,000 |
| Total loans | 208,548,000 | 213,219,000 | 212,296,000 | 208,049,000 |
| Allowance for loan losses | 2,727,000 | 2,921,000 | 3,048,000 | 2,969,000 |
| Securities available for sale | 32,931,000 | 54,514,000 | 52,784,000 | 56,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 242,476,000 | 267,462,000 | 269,776,000 | 264,919,000 |
| Interest-bearing deposits | 189,335,000 | 197,511,000 | 197,651,000 | 190,156,000 |
| Noninterest-bearing deposits | 53,141,000 | 69,951,000 | 72,125,000 | 74,763,000 |
| Equity capital | 27,401,000 | 27,277,000 | 27,898,000 | 28,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,469,000 | 6,965,000 | 10,434,000 | 13,754,000 |
| Interest expense | 629,000 | 1,219,000 | 1,726,000 | 2,159,000 |
| Net interest income | 2,840,000 | 5,746,000 | 8,708,000 | 11,595,000 |
| Noninterest income | 688,000 | 1,213,000 | 1,915,000 | 2,625,000 |
| Noninterest expense | 2,755,000 | 5,614,000 | 8,278,000 | 10,959,000 |
| Provision for loan losses | 188,000 | 388,000 | 529,000 | 629,000 |
| Pretax income | 745,000 | 1,238,000 | 2,550,000 | 3,489,000 |
| Income tax | 0 | 112,000 | 172,000 | 229,000 |
| Net income | 745,000 | 1,126,000 | 2,378,000 | 3,260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,565,000 | 26,153,000 | 26,955,000 | 27,432,000 |
| Total capital | 29,073,000 | 28,735,000 | 29,518,000 | 29,982,000 |
| Risk-weighted assets | 200,496,000 | 206,264,000 | 204,622,000 | 203,595,000 |