Call reports 2019
COMMUNITY STATE BANK, THE — 2019
What COMMUNITY STATE BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 276,609,000 | 272,746,000 | 270,659,000 | 265,309,000 |
| Total loans | 210,031,000 | 209,787,000 | 210,415,000 | 209,903,000 |
| Allowance for loan losses | 2,203,000 | 2,215,000 | 2,502,000 | 2,654,000 |
| Securities available for sale | 30,793,000 | 36,972,000 | 33,615,000 | 32,521,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,377,000 | 233,839,000 | 230,979,000 | 230,885,000 |
| Interest-bearing deposits | 183,602,000 | 181,146,000 | 178,523,000 | 177,878,000 |
| Noninterest-bearing deposits | 54,775,000 | 52,693,000 | 52,456,000 | 53,007,000 |
| Equity capital | 25,233,000 | 25,687,000 | 26,242,000 | 26,356,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,496,000 | 7,110,000 | 10,779,000 | 14,424,000 |
| Interest expense | 601,000 | 1,220,000 | 1,869,000 | 2,526,000 |
| Net interest income | 2,895,000 | 5,890,000 | 8,910,000 | 11,898,000 |
| Noninterest income | 653,000 | 1,383,000 | 2,102,000 | 2,803,000 |
| Noninterest expense | 2,631,000 | 5,318,000 | 8,008,000 | 10,873,000 |
| Provision for loan losses | 189,000 | 409,000 | 757,000 | 957,000 |
| Pretax income | 732,000 | 1,554,000 | 2,315,000 | 2,971,000 |
| Income tax | -144,000 | -144,000 | -144,000 | -144,000 |
| Net income | 876,000 | 1,698,000 | 2,459,000 | 3,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,240,000 | 25,189,000 | 25,471,000 | 25,734,000 |
| Total capital | 27,443,000 | 27,404,000 | 27,961,000 | 28,238,000 |
| Risk-weighted assets | 203,106,000 | 199,120,000 | 199,212,000 | 200,239,000 |