Call reports 2018
COMMUNITY STATE BANK, THE — 2018
What COMMUNITY STATE BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 261,801,000 | 262,055,000 | 262,669,000 | 268,077,000 |
| Total loans | 197,592,000 | 203,070,000 | 206,905,000 | 208,322,000 |
| Allowance for loan losses | 1,874,000 | 2,019,000 | 1,999,000 | 2,067,000 |
| Securities available for sale | 35,031,000 | 36,018,000 | 35,068,000 | 34,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,494,000 | 225,692,000 | 226,281,000 | 230,880,000 |
| Interest-bearing deposits | 173,053,000 | 174,605,000 | 172,101,000 | 177,258,000 |
| Noninterest-bearing deposits | 52,441,000 | 51,087,000 | 54,180,000 | 53,622,000 |
| Equity capital | 23,119,000 | 23,008,000 | 22,875,000 | 23,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,132,000 | 6,418,000 | 9,753,000 | 13,238,000 |
| Interest expense | 403,000 | 829,000 | 1,305,000 | 1,835,000 |
| Net interest income | 2,729,000 | 5,589,000 | 8,448,000 | 11,403,000 |
| Noninterest income | 639,000 | 1,300,000 | 2,006,000 | 2,662,000 |
| Noninterest expense | 2,728,000 | 5,490,000 | 8,267,000 | 10,834,000 |
| Provision for loan losses | 135,000 | 285,000 | 388,000 | 492,000 |
| Pretax income | 505,000 | 1,086,000 | 1,771,000 | 2,711,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 505,000 | 1,086,000 | 1,771,000 | 2,711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,721,000 | 23,578,000 | 23,827,000 | 24,362,000 |
| Total capital | 25,595,000 | 25,597,000 | 25,826,000 | 26,429,000 |
| Risk-weighted assets | 191,319,000 | 196,207,000 | 200,373,000 | 201,064,000 |