Call reports 2017
COMMUNITY STATE BANK, THE — 2017
What COMMUNITY STATE BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 258,203,000 | 247,020,000 | 243,750,000 | 253,908,000 |
| Total loans | 189,535,000 | 190,466,000 | 192,963,000 | 195,563,000 |
| Allowance for loan losses | 2,046,000 | 1,804,000 | 1,793,000 | 1,752,000 |
| Securities available for sale | 33,667,000 | 34,001,000 | 32,167,000 | 31,531,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,518,000 | 216,193,000 | 212,570,000 | 217,573,000 |
| Interest-bearing deposits | 172,851,000 | 169,013,000 | 161,514,000 | 166,788,000 |
| Noninterest-bearing deposits | 55,667,000 | 47,180,000 | 51,056,000 | 50,785,000 |
| Equity capital | 21,662,000 | 22,651,000 | 22,760,000 | 23,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,921,000 | 5,904,000 | 8,977,000 | 12,142,000 |
| Interest expense | 282,000 | 575,000 | 880,000 | 1,253,000 |
| Net interest income | 2,639,000 | 5,329,000 | 8,097,000 | 10,889,000 |
| Noninterest income | 567,000 | 1,161,000 | 1,669,000 | 2,309,000 |
| Noninterest expense | 2,776,000 | 5,314,000 | 7,903,000 | 10,715,000 |
| Provision for loan losses | 0 | 6,000 | 26,000 | 59,000 |
| Pretax income | 433,000 | 1,169,000 | 1,917,000 | 2,505,000 |
| Income tax | 0 | 0 | 0 | -72,000 |
| Net income | 433,000 | 1,169,000 | 1,917,000 | 2,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,528,000 | 22,540,000 | 22,756,000 | 23,236,000 |
| Total capital | 24,574,000 | 24,344,000 | 24,549,000 | 24,988,000 |
| Risk-weighted assets | 183,716,000 | 183,013,000 | 185,823,000 | 189,135,000 |