Call reports 2016
COMMUNITY STATE BANK, THE — 2016
What COMMUNITY STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 233,884,000 | 233,851,000 | 232,610,000 | 232,556,000 |
| Total loans | 174,260,000 | 176,016,000 | 177,760,000 | 180,825,000 |
| Allowance for loan losses | 1,890,000 | 1,923,000 | 2,046,000 | 2,060,000 |
| Securities available for sale | 40,139,000 | 41,189,000 | 34,455,000 | 33,329,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 200,956,000 | 200,254,000 | 199,438,000 | 201,048,000 |
| Interest-bearing deposits | 155,439,000 | 155,305,000 | 153,815,000 | 157,813,000 |
| Noninterest-bearing deposits | 45,517,000 | 44,949,000 | 45,623,000 | 43,235,000 |
| Equity capital | 22,524,000 | 22,658,000 | 22,493,000 | 21,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,748,000 | 5,578,000 | 8,432,000 | 11,306,000 |
| Interest expense | 243,000 | 495,000 | 754,000 | 1,028,000 |
| Net interest income | 2,505,000 | 5,083,000 | 7,678,000 | 10,278,000 |
| Noninterest income | 587,000 | 1,096,000 | 1,684,000 | 2,256,000 |
| Noninterest expense | 2,307,000 | 4,636,000 | 6,994,000 | 9,436,000 |
| Provision for loan losses | 144,000 | 154,000 | 313,000 | 372,000 |
| Pretax income | 777,000 | 1,609,000 | 2,344,000 | 3,045,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 777,000 | 1,609,000 | 2,344,000 | 3,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,867,000 | 21,618,000 | 21,828,000 | 22,095,000 |
| Total capital | 23,757,000 | 23,541,000 | 23,874,000 | 24,155,000 |
| Risk-weighted assets | 174,317,000 | 171,621,000 | 171,627,000 | 172,607,000 |