Call reports 2014
COMMUNITY STATE BANK, THE — 2014
What COMMUNITY STATE BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 211,861,000 | 219,514,000 | 220,700,000 | 221,950,000 |
| Total loans | 156,552,000 | 159,703,000 | 161,427,000 | 164,579,000 |
| Allowance for loan losses | 1,500,000 | 1,477,000 | 1,600,000 | 1,599,000 |
| Securities available for sale | 35,977,000 | 38,676,000 | 38,286,000 | 36,630,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,184,000 | 189,376,000 | 189,834,000 | 190,857,000 |
| Interest-bearing deposits | 141,400,000 | 146,543,000 | 144,268,000 | 146,524,000 |
| Noninterest-bearing deposits | 40,784,000 | 42,833,000 | 45,566,000 | 44,333,000 |
| Equity capital | 19,342,000 | 19,684,000 | 20,306,000 | 20,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,616,000 | 5,248,000 | 7,931,000 | 10,693,000 |
| Interest expense | 242,000 | 505,000 | 772,000 | 1,030,000 |
| Net interest income | 2,374,000 | 4,743,000 | 7,159,000 | 9,663,000 |
| Noninterest income | 552,000 | 1,124,000 | 1,696,000 | 2,278,000 |
| Noninterest expense | 2,238,000 | 4,411,000 | 6,605,000 | 8,976,000 |
| Provision for loan losses | 111,000 | 273,000 | 417,000 | 561,000 |
| Pretax income | 606,000 | 1,212,000 | 1,873,000 | 2,465,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 606,000 | 1,211,000 | 1,872,000 | 2,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,680,000 | 19,586,000 | 19,822,000 | 20,145,000 |
| Total capital | 21,180,000 | 21,063,000 | 21,422,000 | 21,744,000 |
| Risk-weighted assets | 153,203,000 | 157,661,000 | 158,227,000 | 160,795,000 |