Call reports 2012
COMMUNITY STATE BANK, THE — 2012
What COMMUNITY STATE BANK, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 190,718,000 | 191,965,000 | 192,442,000 | 192,341,000 |
| Total loans | 137,264,000 | 136,426,000 | 139,140,000 | 141,367,000 |
| Allowance for loan losses | 1,431,000 | 1,458,000 | 1,415,000 | 1,475,000 |
| Securities available for sale | 36,564,000 | 32,494,000 | 32,742,000 | 30,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,496,000 | 162,443,000 | 165,674,000 | 161,970,000 |
| Interest-bearing deposits | 121,234,000 | 124,111,000 | 124,442,000 | 120,671,000 |
| Noninterest-bearing deposits | 37,262,000 | 38,332,000 | 41,232,000 | 41,299,000 |
| Equity capital | 18,075,000 | 18,103,000 | 18,520,000 | 18,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,495,000 | 4,988,000 | 7,546,000 | 10,052,000 |
| Interest expense | 286,000 | 554,000 | 827,000 | 1,060,000 |
| Net interest income | 2,209,000 | 4,434,000 | 6,719,000 | 8,992,000 |
| Noninterest income | 507,000 | 1,043,000 | 1,546,000 | 2,047,000 |
| Noninterest expense | 2,040,000 | 4,211,000 | 6,347,000 | 8,383,000 |
| Provision for loan losses | 170,000 | 210,000 | 332,000 | 376,000 |
| Pretax income | 1,021,000 | 1,836,000 | 2,497,000 | 3,279,000 |
| Income tax | 226,000 | 604,000 | 932,000 | 1,027,000 |
| Net income | 795,000 | 1,232,000 | 1,565,000 | 2,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,291,000 | 17,326,000 | 17,659,000 | 17,730,000 |
| Total capital | 18,722,000 | 18,784,000 | 19,074,000 | 19,205,000 |
| Risk-weighted assets | 135,285,000 | 135,857,000 | 139,915,000 | 144,380,000 |