Call reports 2011
COMMUNITY STATE BANK, THE — 2011
What COMMUNITY STATE BANK, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 184,661,000 | 184,782,000 | 185,334,000 | 188,320,000 |
| Total loans | 137,306,000 | 134,320,000 | 132,074,000 | 133,707,000 |
| Allowance for loan losses | 1,476,000 | 1,487,000 | 1,419,000 | 1,391,000 |
| Securities available for sale | 31,160,000 | 34,407,000 | 35,215,000 | 35,732,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,700,000 | 155,005,000 | 156,415,000 | 157,789,000 |
| Interest-bearing deposits | 122,351,000 | 122,194,000 | 121,813,000 | 121,870,000 |
| Noninterest-bearing deposits | 31,349,000 | 32,811,000 | 34,602,000 | 35,919,000 |
| Equity capital | 15,972,000 | 16,331,000 | 17,295,000 | 17,323,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,513,000 | 5,009,000 | 7,537,000 | 10,064,000 |
| Interest expense | 404,000 | 770,000 | 1,106,000 | 1,414,000 |
| Net interest income | 2,109,000 | 4,239,000 | 6,431,000 | 8,650,000 |
| Noninterest income | 400,000 | 861,000 | 1,358,000 | 1,871,000 |
| Noninterest expense | 1,806,000 | 3,932,000 | 5,882,000 | 8,067,000 |
| Provision for loan losses | 101,000 | 177,000 | 207,000 | 210,000 |
| Pretax income | 698,000 | 1,121,000 | 1,896,000 | 2,548,000 |
| Income tax | 105,000 | 319,000 | 448,000 | 760,000 |
| Net income | 593,000 | 802,000 | 1,448,000 | 1,788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,884,000 | 15,798,000 | 16,444,000 | 16,489,000 |
| Total capital | 17,360,000 | 17,285,000 | 17,863,000 | 17,880,000 |
| Risk-weighted assets | 131,469,000 | 128,774,000 | 127,977,000 | 134,018,000 |