Call reports 2002
COMMUNITY STATE BANK, THE — 2002
What COMMUNITY STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 133,317,000 | 133,053,000 | 133,967,000 | 134,963,000 |
| Total loans | 94,126,000 | 96,211,000 | 98,643,000 | 97,149,000 |
| Allowance for loan losses | 1,362,000 | 1,469,000 | 1,546,000 | 1,404,000 |
| Securities available for sale | 17,748,000 | 18,296,000 | 19,393,000 | 21,486,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,707,000 | 123,186,000 | 123,733,000 | 124,538,000 |
| Interest-bearing deposits | 102,126,000 | 102,921,000 | 103,324,000 | 104,563,000 |
| Noninterest-bearing deposits | 21,581,000 | 20,265,000 | 20,409,000 | 19,975,000 |
| Equity capital | 8,822,000 | 9,114,000 | 9,377,000 | 9,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,310,000 | 4,602,000 | 6,912,000 | 9,138,000 |
| Interest expense | 1,027,000 | 2,009,000 | 3,000,000 | 3,964,000 |
| Net interest income | 1,283,000 | 2,593,000 | 3,912,000 | 5,174,000 |
| Noninterest income | 173,000 | 427,000 | 710,000 | 984,000 |
| Noninterest expense | 1,203,000 | 2,282,000 | 3,378,000 | 4,439,000 |
| Provision for loan losses | 475,000 | 655,000 | 771,000 | 822,000 |
| Pretax income | -222,000 | 108,000 | 578,000 | 1,002,000 |
| Income tax | 0 | 0 | 222,000 | 350,000 |
| Net income | -222,000 | 108,000 | 356,000 | 652,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,251,000 | 8,404,000 | 8,651,000 | 8,740,000 |
| Total capital | 9,407,000 | 9,572,000 | 9,835,000 | 9,900,000 |
| Risk-weighted assets | 89,309,000 | 90,402,000 | 91,567,000 | 89,959,000 |