Call reports 2001
COMMUNITY STATE BANK, THE — 2001
What COMMUNITY STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 126,995,000 | 131,328,000 | 132,670,000 | 133,482,000 |
| Total loans | 98,940,000 | 100,791,000 | 95,131,000 | 94,883,000 |
| Allowance for loan losses | 1,333,000 | 1,270,000 | 1,258,000 | 1,151,000 |
| Securities available for sale | 9,628,000 | 9,613,000 | 15,108,000 | 19,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,459,000 | 121,527,000 | 122,670,000 | 123,684,000 |
| Interest-bearing deposits | 99,951,000 | 102,483,000 | 104,681,000 | 104,708,000 |
| Noninterest-bearing deposits | 17,508,000 | 19,044,000 | 17,989,000 | 18,976,000 |
| Equity capital | 8,720,000 | 8,649,000 | 8,922,000 | 9,050,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,680,000 | 5,377,000 | 8,015,000 | 10,530,000 |
| Interest expense | 1,259,000 | 2,558,000 | 3,851,000 | 5,067,000 |
| Net interest income | 1,421,000 | 2,819,000 | 4,164,000 | 5,463,000 |
| Noninterest income | 254,000 | 455,000 | 673,000 | 879,000 |
| Noninterest expense | 1,180,000 | 2,373,000 | 3,553,000 | 4,656,000 |
| Provision for loan losses | 183,000 | 320,000 | 498,000 | 698,000 |
| Pretax income | 312,000 | 581,000 | 786,000 | 1,037,000 |
| Income tax | 62,000 | 243,000 | 266,000 | 98,000 |
| Net income | 250,000 | 338,000 | 520,000 | 939,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,995,000 | 7,946,000 | 8,141,000 | 8,298,000 |
| Total capital | 8,943,000 | 9,173,000 | 9,327,000 | 9,472,000 |
| Risk-weighted assets | 70,586,000 | 94,741,000 | 91,541,000 | 90,480,000 |