Call reports 2022
FIRST BANK — 2022
What FIRST BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 100,787,000 | 105,263,000 | 106,784,000 | 101,135,000 |
| Total loans | 61,993,000 | 61,153,000 | 61,616,000 | 63,277,000 |
| Allowance for loan losses | 1,678,000 | 1,724,000 | 1,772,000 | 1,817,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 6,718,000 | 6,989,000 | 8,719,000 | 9,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,948,000 | 93,800,000 | 94,490,000 | 88,575,000 |
| Interest-bearing deposits | 47,225,000 | 49,300,000 | 49,858,000 | 48,559,000 |
| Noninterest-bearing deposits | 41,723,000 | 44,500,000 | 44,632,000 | 40,016,000 |
| Equity capital | 10,808,000 | 10,390,000 | 11,013,000 | 11,381,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,274,000 | 2,504,000 | 3,823,000 | 5,363,000 |
| Interest expense | 24,000 | 51,000 | 83,000 | 149,000 |
| Net interest income | 1,250,000 | 2,453,000 | 3,740,000 | 5,214,000 |
| Noninterest income | 297,000 | 443,000 | 586,000 | 730,000 |
| Noninterest expense | 626,000 | 1,260,000 | 1,934,000 | 2,601,000 |
| Provision for loan losses | 33,000 | 66,000 | 99,000 | 132,000 |
| Pretax income | 888,000 | 1,570,000 | 2,293,000 | 3,211,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 888,000 | 1,570,000 | 2,293,000 | 3,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,563,000 | 10,145,000 | 10,768,000 | 11,136,000 |
| Total capital | 11,406,000 | 11,042,000 | 11,722,000 | 12,120,000 |
| Risk-weighted assets | 66,618,000 | 70,933,000 | 75,506,000 | 77,920,000 |