Call reports 2019
FIRST BANK — 2019
What FIRST BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 75,133,000 | 74,185,000 | 72,031,000 | 72,316,000 |
| Total loans | 46,687,000 | 48,762,000 | 49,594,000 | 50,064,000 |
| Allowance for loan losses | 1,027,000 | 1,106,000 | 1,157,000 | 1,209,000 |
| Securities available for sale | 2,000 | 2,000 | 2,000 | 2,000 |
| Securities held to maturity | 6,172,000 | 5,748,000 | 4,730,000 | 3,706,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,528,000 | 64,280,000 | 61,900,000 | 62,535,000 |
| Interest-bearing deposits | 38,381,000 | 37,688,000 | 36,807,000 | 36,814,000 |
| Noninterest-bearing deposits | 27,147,000 | 26,592,000 | 25,093,000 | 25,721,000 |
| Equity capital | 8,932,000 | 9,190,000 | 9,352,000 | 9,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,034,000 | 2,100,000 | 3,172,000 | 4,193,000 |
| Interest expense | 88,000 | 175,000 | 265,000 | 349,000 |
| Net interest income | 946,000 | 1,925,000 | 2,907,000 | 3,844,000 |
| Noninterest income | 150,000 | 300,000 | 451,000 | 603,000 |
| Noninterest expense | 689,000 | 1,237,000 | 1,870,000 | 2,496,000 |
| Provision for loan losses | 38,000 | 75,000 | 113,000 | 150,000 |
| Pretax income | 370,000 | 913,000 | 1,376,000 | 1,801,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 370,000 | 913,000 | 1,376,000 | 1,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,687,000 | 8,945,000 | 9,107,000 | 8,807,000 |
| Total capital | 9,316,000 | 9,663,000 | 9,833,000 | 9,556,000 |
| Risk-weighted assets | 49,947,000 | 57,061,000 | 57,664,000 | 59,451,000 |