Call reports 2016
FIRST BANK — 2016
What FIRST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 81,195,000 | 78,937,000 | 75,663,000 | 77,465,000 |
| Total loans | 48,959,000 | 49,112,000 | 49,403,000 | 50,483,000 |
| Allowance for loan losses | 344,000 | 408,000 | 480,000 | 537,000 |
| Securities available for sale | 6,000 | 6,000 | 5,000 | 5,000 |
| Securities held to maturity | 12,892,000 | 10,494,000 | 10,461,000 | 10,440,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,674,000 | 70,235,000 | 66,001,000 | 63,842,000 |
| Interest-bearing deposits | 44,412,000 | 41,430,000 | 40,120,000 | 39,191,000 |
| Noninterest-bearing deposits | 28,262,000 | 28,805,000 | 25,881,000 | 24,651,000 |
| Equity capital | 7,958,000 | 8,106,000 | 8,283,000 | 8,306,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 957,000 | 1,922,000 | 2,876,000 | 3,863,000 |
| Interest expense | 41,000 | 74,000 | 107,000 | 135,000 |
| Net interest income | 916,000 | 1,848,000 | 2,769,000 | 3,728,000 |
| Noninterest income | 130,000 | 257,000 | 391,000 | 531,000 |
| Noninterest expense | 609,000 | 1,221,000 | 1,773,000 | 2,326,000 |
| Provision for loan losses | 58,000 | 126,000 | 207,000 | 308,000 |
| Pretax income | 379,000 | 758,000 | 1,180,000 | 1,625,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 379,000 | 758,000 | 1,180,000 | 1,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,713,000 | 7,861,000 | 8,038,000 | 8,061,000 |
| Total capital | 8,057,000 | 8,269,000 | 8,518,000 | 8,598,000 |
| Risk-weighted assets | 54,187,000 | 53,717,000 | 54,029,000 | 53,949,000 |