Call reports 2014
FIRST BANK — 2014
What FIRST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 45,728,000 | 47,210,000 | 48,617,000 | 43,997,000 |
| Total loans | 14,181,000 | 13,638,000 | 13,361,000 | 13,757,000 |
| Allowance for loan losses | 153,000 | 153,000 | 152,000 | 152,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 18,848,000 | 20,903,000 | 22,949,000 | 20,936,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,761,000 | 43,180,000 | 44,502,000 | 40,029,000 |
| Interest-bearing deposits | 17,230,000 | 17,665,000 | 17,862,000 | 17,324,000 |
| Noninterest-bearing deposits | 24,531,000 | 25,515,000 | 26,641,000 | 22,705,000 |
| Equity capital | 3,925,000 | 3,984,000 | 4,040,000 | 3,879,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 288,000 | 583,000 | 886,000 | 1,192,000 |
| Interest expense | 12,000 | 23,000 | 35,000 | 46,000 |
| Net interest income | 276,000 | 560,000 | 851,000 | 1,146,000 |
| Noninterest income | 48,000 | 93,000 | 137,000 | 178,000 |
| Noninterest expense | 229,000 | 454,000 | 688,000 | 940,000 |
| Provision for loan losses | 4,000 | 4,000 | 4,000 | 4,000 |
| Pretax income | 91,000 | 195,000 | 296,000 | 380,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 91,000 | 195,000 | 296,000 | 380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,754,000 | 3,813,000 | 3,869,000 | 3,708,000 |
| Total capital | 3,907,000 | 3,966,000 | 4,021,000 | 3,860,000 |
| Risk-weighted assets | 19,532,000 | 20,296,000 | 20,632,000 | 19,915,000 |