Call reports 2009
FIRST BANK — 2009
What FIRST BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 37,179,000 | 36,664,000 | 35,451,000 | 35,023,000 |
| Total loans | 12,443,000 | 12,655,000 | 11,787,000 | 12,542,000 |
| Allowance for loan losses | 191,000 | 172,000 | 172,000 | 172,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,226,000 | 18,141,000 | 15,021,000 | 15,969,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,001,000 | 33,368,000 | 32,103,000 | 31,650,000 |
| Interest-bearing deposits | 22,497,000 | 21,603,000 | 21,135,000 | 20,756,000 |
| Noninterest-bearing deposits | 11,504,000 | 11,765,000 | 10,968,000 | 10,894,000 |
| Equity capital | 3,072,000 | 3,171,000 | 3,226,000 | 3,247,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 408,000 | 816,000 | 1,198,000 | 1,550,000 |
| Interest expense | 81,000 | 143,000 | 198,000 | 244,000 |
| Net interest income | 327,000 | 673,000 | 1,000,000 | 1,306,000 |
| Noninterest income | 51,000 | 102,000 | 153,000 | 200,000 |
| Noninterest expense | 222,000 | 440,000 | 663,000 | 895,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 156,000 | 335,000 | 490,000 | 611,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 156,000 | 335,000 | 490,000 | 611,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,901,000 | 3,000,000 | 3,055,000 | 3,076,000 |
| Total capital | 3,092,000 | 3,172,000 | 3,227,000 | 3,248,000 |
| Risk-weighted assets | 17,547,000 | 17,644,000 | 15,309,000 | 17,261,000 |